Introduction#

MoneyHero Group (MNYHF) has announced a net profit for the fourth quarter of 2025, marking a notable turnaround from the losses experienced the previous year. This achievement comes alongside a significant revenue increase, indicating a positive shift in the company’s financial health.

Company Performance#

In Q4 2025, MoneyHero reported a net profit of $0.5 million, a remarkable improvement of $19.3 million compared to a net loss of $18.8 million in Q4 2024. This turnaround was largely driven by a 27% rise in quarterly revenue, reaching $20 million, which is the highest quarterly growth for the company in 2025. Additionally, MoneyHero achieved its first positive adjusted EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) of $0.7 million since its listing on Nasdaq, indicating improvements in operational efficiency.

Financial Highlights#

  • Revenue: $20 million, a 27% increase year-over-year in Q4 2025.
  • Net Profit: $0.5 million, compared to a net loss of $18.8 million in Q4 2024.
  • Adjusted EBITDA: $0.7 million, marking the first positive result since the Nasdaq listing.
  • Full-Year Revenue: $73.4 million, down 8% from $79.8 million in 2024.
  • Full-Year Net Loss: $5.2 million, improved by 86% from $37.8 million in 2024.

Outlook & Guidance#

Looking ahead, MoneyHero’s guidance presents mixed prospects. Earnings per share (EPS) forecasts for upcoming quarters suggest a potential loss of $0.11 to a gain of $0.05. However, revenue is expected to grow, with projections increasing from $16.32 million in early 2026 to $27.82 million by year-end. Analysts have indicated a price target of $3, suggesting that the stock may have significant upside potential.

Executive Commentary#

Company executives emphasized the strategic repositioning and transition to a profitable growth model. They highlighted the role of AI-driven automation and improvements in cost structure as key factors contributing to the financial turnaround.

Risks and Challenges#

While the company has shown promising results, it faces ongoing risks and challenges that could impact future performance.